Credit Card

THE PENN ENTERTAINMENT MASTERCARD® Credit Card

When you use your PENN Entertainment Mastercard, you can enjoy bigger rewards with every purchase. Earn PENN Cash wherever you shop. Apply today and start earning. 

Earn more on every purchase

Earn towards PENN comps every time you use your PENN Entertainment Mastercard.1 Wherever you shop. Whatever you buy. With your credit card, you’ll get: 

Credit Card
  • 5% back towards PENN comps on purchases at PENN destinations¹
  • 2% back towards PENN comps on purchases at gas stations and grocery stores¹
  • 1% back towards PENN comps on purchases everywhere Mastercard is accepted¹

Start earning today

The rewards start rolling in right away with the PENN Entertainment Mastercard.¹ With no annual fee², you’ll save big every year. Upon approval, you can get:

$10 PENN Cash + 1,000 Tier Points

when you make your first purchase with the credit card within 90 days of approval³

$50 PENN Cash + 1,000 Tier Points

when you spend $750 with your credit card outside of PENN destinations within 90 days of approval⁴

Exclusive cardholder benefits

PENN Cash. Tier Points. These rewards add up — but with a PENN Entertainment Mastercard® credit card, your rewards go beyond the register.

  • Instant Advantage status

    You’ll receive an immediate upgrade to Advantage tier status after your first purchase with your PENN Entertainment Mastercard.⁵

  • No expiration on PENN comps

    Simply make a purchase with your PENN Entertainment Mastercard every six months, and your comps will never expire.⁶

TERMS AND CONDITIONS

  1. Offer is exclusive to PENN Entertainment Mastercard® Credit Card holders enrolled in the PENN Entertainment program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. This rewards program is provided by PENN Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/pennentertainment. Rewards are issued in PENN Cash value at 50% of the comp rates advertised. PENN Cash dollars are redeemable for PENN comps at a 2 for 1 value. Thus, $1 in PENN Cash can be redeemed for $2 in PENN comps. In certain jurisdictions, PENN Cash earned from credit card use cannot be redeemed for PENN Slot Play.

  2. Click here for important rate, fee, and other cost information.

  3. Valid one time only. Offer is exclusive to PENN Entertainment Mastercard® Credit Card holders enrolled in the PENN Entertainment program. Maximum of 11,000 tier points earned each year with your PENN Entertainment Mastercard. This rewards program is provided by PENN Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/pennentertainment. Maximum of $10 in PENN Cash which can be redeemed for $20 in PENN comps. In certain jurisdictions, PENN Cash earned from credit card use cannot be redeemed for PENN Slot Play.

  4. Valid one time only. Offer is exclusive to PENN Entertainment Mastercard® Credit Card holders enrolled in the PENN Entertainment program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of 11,000 tier points earned each year with your PENN Entertainment Mastercard. This rewards program is provided by PENN Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/pennentertainment. $50 in PENN Cash which can be redeemed for $100 in PENN comps. In certain jurisdictions, PENN Cash earned from credit card use cannot be redeemed for PENN Slot Play.

  5. Valid one time only. Offer is exclusive to PENN Entertainment Mastercard® Credit Card holders enrolled in the PENN Entertainment program. Maximum of 11,000 tier points earned each year with your PENN Entertainment Mastercard.

  6. Offer is exclusive to PENN Entertainment Credit Card holders enrolled in the PENN Play program. Maximum of 11,000 tier points earned each year with your PENN Entertainment Mastercard. This rewards program is provided by PENN Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/pennentertainment. Tier Points may take up to 3 billing cycles to be added to your account.

  7. Offer is exclusive to PENN Entertainment Mastercard® Credit Card holders enrolled in the PENN Entertainment program. Balance transfers excluded.

Must be 21. Self-exclusion program enrollees in any state in which PENN Entertainment affiliated properties operate, are not eligible to gamble at any property. Gambling Problem? Call 1-800-GAMBLER.

Credit card offers are subject to credit approval. 

PENN Entertainment Mastercard Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.